Open Enrollment 2025 Is Closed

You can still enroll in a health insurance plan outside of the Open Enrollment period if you qualify for a Special Enrollment Period (SEP). 

What are Special Enrollment Periods ?

Outside Open Enrollment, there are limited exceptions, called a qualifying life event, that may allow you to enroll in a health insurance plan. For example, if you lost your insurance coverage from a spouse’s plan or another employer, or you lost Medicaid coverage, you may be eligible to enroll outside Open Enrollment. Special Enrollment Periods (SEPs) last 60 days before or after the date of the qualifying life event, so if you believe you may be eligible for a SEP, speak with your employer right away.

During a special enrollment period you have the opportunity to: 

• Enroll in a new plan. If you are eligible, you and your family can sign up for one of two excellent health insurance plans: Regence PPO or Kaiser Permanente HMO. 
• Make changes to your existing EWHT plan. During open enrollment, you can add or remove dependents from your plan. You can also switch from one health plan to another (for example, switch from Kaiser Permanente to Regence, or vice versa).
  

How to sign up or make changes to your coverage: Contact your employer or if your employer has a benefit portal, log in to your employee benefit portal to sign up for or make changes to your health plan for 2025. 

Who is eligible: Contact your employer to confirm eligibility. 

What it costs: Monthly premiums vary by employer. Contact your employer to confirm costs. 

When to sign up or make changes to your coverage: Your window to sign up for or make changes to your health plan for 2025 depends on your employer. Check the schedule below.

Caring for long-term care workers

The Essential Worker Healthcare Trust (EWHT) is a partnership between SEIU Local 503 and responsible long-term care employers. We work together to provide you and your family with excellent health insurance at a low cost. You may pick between two medical plan options, both designed by long-term care workers, for long-term care workers. The goal is to provide the care you and your family need with: 

• Free preventive care  
• Free generic drugs  
• Low deductible and out-of-pocket maximum  

Verify Your Enrollment!  

The EWHT Member Portal is an online tool where you can verify your enrollment, upload and manage dependent verification documents, and access other key benefit documents. Visit Member Portal Sign In. 

Past Open Enrollment Periods by Employer

Some employers require that you enroll each year in benefits while other employers carry over your coverage from year to year unless you tell them to stop. Once open enrollment ends, you will not be able to make changes until the next open enrollment unless certain events occur, called qualifying life events. View the Open Enrollment Frequently Asked Questions to learn more.  

Click here watch Kaiser Info Session (Recorded October 29, 2024) 

Get Your Questions Answered

• Questions about what the plan covers, who is eligible or how to get the best value from your plan? Visit Open Enrollment Frequently Asked Questions.  
• Questions about enrollment, dependent verification, and general benefits info? Click here to send us your questions and we’ll get back to you in 1-2 business days.  
• Questions about specific cost scenarios? Please contact your health plan.