Resources
Helping you make the most of your benefits
2026 Benefit Guide
Read our Benefit Guide for plan comparisons and overviews, including who is eligible, what the plan covers, and how to get the best value. Download the Benefit Guide in: English, Español, Tagalog, русский язык, Tiếng Việt.
Qualifying Life Events
Outside of Open Enrollment, there are limited exceptions, called a qualifying life event, that may allow you to enroll in a health plan. Examples of a qualifying life event include the birth of a child, adoption, marriage, death, divorce, in some cases a change of address, a change in your eligibility (for example going from part-time to full–time), or the loss of other medical coverage.
If you have a midyear qualifying life event, your employer must notify the Essential Worker Healthcare Trust within 60 days of the event. Please notify your employer early so they have time to submit the change before the 60 day deadline.
If you have a qualifying life event, you may be eligible to:
- Enroll in a new plan. You and your family may be able to sign up for one of two health insurance plans: Regence PPO or Kaiser Permanente EPO.
- Make changes to your existing EWHT plan. You may be able to update your EWHT plan including adding or removing dependents or switching from one health plan to another (for example, from Kaiser Permanente to Regence, or vice versa).
Watch EWHT Benefits Overview
Learn how the Essential Worker Healthcare Trust (EWHT) delivers high quality health plan options through the collaboration between SEIU 503 and responsible long-term care employers throughout Oregon.
This video provides an overview of EWHT benefits at a glance, including costs to see a doctor or to fill a prescription. It also covers who is eligible and the required paperwork to enroll your dependents. Not sure who to contact if you have an issue? We go over that in the video as well.
More Plan Information
Visit the More Plan Information page to see important documents you might need such as:
- Forms to verify your dependents
- Benefit plan summaries
- Updates or changes about your benefits
- Helpful information from Kaiser, Regence, and OptumRX and other resources to understand your coverage